The Citi Custom Cash℠ Card is a cash back credit card that offers 5% cash back on purchases in up to 10 eligible categories of your choice, and 1% cash back on all other purchases. You can earn up to $500 in cash back per calendar year. The card also offers a welcome bonus of $200 after you spend $750 in purchases within the first 3 months of account opening.
Other benefits of the Citi Custom Cash Card include no annual fee, a 0% introductory APR on purchases for the first 15 months, and access to Citi Entertainment which provides special access to pre-sale tickets and events.
To apply for the Citi Custom Cash Card, you must have good to excellent credit. You can apply online through the Citibank website.
>>>READ ALSO<<<
Is the Citi Custom Cash Card hard to get?
The requirements for getting the Citi Custom Cash Card can vary depending on the issuer’s criteria and your individual financial situation. Generally, to qualify for the Citi Custom Cash Card, you’ll need a good to excellent credit score (typically a FICO score of 670 or higher) and a steady income that can support your credit card payments.
If you meet these basic requirements, you may be able to get approved for the Citi Custom Cash Card. However, keep in mind that credit card issuers consider a range of factors when evaluating credit card applications, such as your credit history, debt-to-income ratio, and other financial obligations.
Therefore, while the Citi Custom Cash Card is not typically considered one of the most difficult cards to obtain, your individual circumstances may impact your ability to get approved. It’s always a good idea to check your credit score and review your credit report before applying for any credit card, including the Citi Custom Cash Card. This will help you identify any potential issues that could impact your application and allow you to take steps to improve your creditworthiness if needed.
>>>READ ALSO<<<
What is the Citi Custom Cash Card limit?
The credit limit for the Citi Custom Cash Card can vary depending on several factors, including your creditworthiness, income, and other financial obligations.
When you apply for the card, Citibank will review your credit history and other financial information to determine your creditworthiness and set your credit limit accordingly. The credit limit can range from a few thousand dollars to tens of thousands of dollars, but the exact amount will depend on your individual circumstances.
It’s important to note that your credit limit is not set in stone and may change over time. If you demonstrate responsible credit card usage and make your payments on time, Citibank may increase your credit limit in the future. However, if you miss payments or carry a high balance on your card, your credit limit may be reduced.
You can check your current credit limit for the Citi Custom Cash Card by logging into your account online or through the Citi mobile app. If you want to request a credit limit increase, you can contact Citibank’s customer service team and request a review of your account.
>>>READ ALSO<<<
What is the most exclusive Citibank card?
Citibank offers several high-end credit cards that are designed for customers with excellent credit and significant financial resources. The most exclusive Citibank card is generally considered to be the Citi Prestige® Card, which offers a range of premium benefits and rewards for cardholders.
Some of the exclusive features of the Citi Prestige® Card include:
- Generous Rewards: The card offers 5X ThankYou Points on air travel and dining at restaurants, 3X ThankYou Points on hotels and cruise lines, and 1X ThankYou Point on all other purchases. Points can be redeemed for travel, merchandise, gift cards, and more.
- Travel Benefits: Cardholders can enjoy complimentary access to over 1,300 airport lounges worldwide, a $250 annual travel credit, and a fourth-night free hotel benefit when you book four consecutive nights through ThankYou.com.
- Concierge Service: Cardholders have access to a 24/7 concierge service that can assist with travel planning, dining reservations, event tickets, and more.
- Personalized Assistance: The card comes with dedicated customer service and personalized attention from Citi’s Prestige Concierge.
- Luxury Perks: Cardholders can enjoy exclusive perks and benefits at luxury hotels and resorts, including room upgrades, complimentary breakfast, and late check-out.
While the Citi Prestige® Card is one of the most exclusive credit cards offered by Citibank, it’s important to note that eligibility for the card is based on a range of factors, including creditworthiness, income, and other financial obligations.
>>>READ ALSO<<<